Wednesday, August 3, 2011

Identity theft

This is a crime that occurreds with great frequency. If you have become a victim of ID theft you must act immediately this is very important. One of the tools to fight this is the ID theft affidavit. This form is where you will report general information about yourself and the theft of your identity. This will help protect you from becoming responsible for the debts incurred by the ID theft. It will help you prove that you didn't create the accounts that were opened in your name.

You may also want to contact each company that has a fraudulent account in your name and provide them with a statement of what happened.

When filling out your ID theft affidavit be as accurate as you possibly can. Mail each affidavit to each creditor bank or company that you name was used fraudulently. Also attached a fraudulent statement with the affidavit and any supporting documents that may be required.

Send the appropriate documents to each company by certified mail with return receipt request so you can prove that it was received. You should receive a response a report telling you the outcome of their investigation. It is important to keep copies of everything you submit for your records. This does not guarantee that the person will be caught and prosecuted or that the debt will be cleared but at least it is a first step.

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