Thursday, August 18, 2011

Harassment for Debt

In our present economy many people have fell upon hard times. With unemployment hovering at a rate of 9% and countless home foreclosures many good people have fallen behind on their credit obligations such as credit card payments and car payments.

Of course when this happens to you your phone will not stop ringing from the debt collectors who in many cases are rude and aggressive. Even though you have fell upon hard times you really don't have to be subject to this bad behavior.

There is a federal law called Fair Debt Collection Practices Act. To invoke this right you must make a written request to the company to stop harassing you at home and on the job. Once you have done this they will not be able to harass you over this debt.

Be sure to keep a record on all harassing phone calls and correspondence to further prove your case if necessary. Even though you have fallen on hard times you do have rights and should invoke them against these rude and aggressive debt collecting companies.

I Disclose:

This policy is valid from 20 May 2011. This blog is a personal blog written and edited by me. For questions about this blog, please contact ADMIN in the comment section in any post. This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post may not always be identified as paid or sponsored content. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question. It is the sole responsibility of the reader to weigh the product endorsement as legitimate.