Monday, December 24, 2012

Ev and Solar Charging Stations

When I am reminded of the high gas prices that we have these days, I prefer to own a solar-powered car. I would be happy to contribute something for the environment. Gas emission contibutes pollution and when we are exposed to it frequently, there is health risk.
Check out the infographic below. It is amazing to note that more and more people are using solar-powered cars because EV Stations are growing each year. An environment with less pollution would be an ideal place to live.
 Impact Of EV Solar Charging Stations On Our Health
Presented By Baker Electric Solar Energy Panels

Monday, December 3, 2012

Last Will and Testament

Have you prepared your last will and testament yet? A will is a document you can use to control who gets your property, who will be the Guardian to your children, and who will manage your estate upon your death. We can prepare and notarize your last will and testament, starting at $60. Just leave a comment and let us know if we can be of assistance to you.

Thursday, November 29, 2012

Danger: Distracted Driving

How many lives lost on road accidents? The number is staggering and alarming. Why? Accidents happen because of irresponsible drivers driving while having conversation on the phone. Some drivers are texting while driving which is the worst distraction of all! Here in Florida, 9 out of 10 are talking on the phone while driving. There is always danger on the road if most drivers are distracted with gadgets. I wish Florida will have a law that prohibits the driver from using the phone while they are driving. How about in your place? Check out the infographic below for information about Distracted Driving.
 distracted driving infographic from ifa auto insurance
Presented By IFA Auto Insurance

Ashers Chocolates

About a month ago, my wife started writing to companies stating her desire to review their products. I really didn't know about this trend in online marketing but, companies had this for a long time now. I was amazed that my wife had 100% response. I look forward to see the mailman everyday as well as the FedEx delivery guy because for sure, we have a package.... good for me I guess LOL.
This is a chocolate coated and white chocolate coated pretzels from Asher's, my wife's favorite.

Every Christmas, I like to eat chocolate coated cherries. When my wife selected the free products from Asher's, she got me this Sugar Free Milk Cordial Cherries. This is really good.

The products of includes chocolates and treats as well as delicious goodies in gift baskets.

Asher's sent my wife these two boxes of goodies for free.
How's the taste? I love it in fact, I ate all the cordial cherries with in two days. It is sugar free so; I am alright. Visit and check out their products. You may also call them at 1-855-8Ashers or 1-855-827-4377 for your order. By the way, I am not compensated with this post. I am just sharing you this product because it is really good.

Monday, November 26, 2012

Bridgeway: Learning Style Assessment

Parents wanted nothing but the best for their children. That is the main reason why parents work hard for the family. Responsible parents wanted to provide them with the best of everything and that includes education.

When our child reached the right age to start schooling, we have butterflies in our stomach. The separation anxiety hit us good and then, doubts started to develop in our minds. Would she ever survive a day in school without me by her side? Would she eat her lunch without me assisting her? Would she be able to make friends with her classmates? These are typical queries that often we asked ourselves right? 

Bridgeway Free Learning Style Assessment is here to help the parents who are on the edge in decision making for their beloved child's education preference. If you are not comfortable to send your child to a school then; you might like the option of homeschooling.

Bridgeway Academy offers Programs from Kindergarten to High School. They are duly accredited and their programs are leaning to develop the child's value, intellect and character.

Saturday, November 17, 2012

Department of Neurology at Beth Israel Medical Center in New York

"Good health is wealth. It is more valuable than having material wealth."

I read a story about a young successful man who became a millionaire because of his brilliance, profession and wit. He has everything that he wished to have from luxury cars, dream home, elite friends and money. He thought, happiness is having those good things in life. One day, he was diagnosed of having a cancer and might live for few months. The bad news swallowed him whole. Not him ... at the prime of his life, he said. Before he passed away, he shared the statements above to his friends and family. 

He is indeed right! Health is wealth.

People who are very sick is at the mercy of  the doctors. At least, the medication prescribed by the doctor helps the pain go away for a period of time. Surgeons are expert in their own chosen field and they are trying their best to cure the sick. If you have a family who is suffering from adult epilepsy, you should visit the Department of Neurology at Beth Israel Medical Center in New York.  This hospital is the leader for the treatment of brain disorders and diseases of the nervous system such as Adult epilepsy.  They also specialize in pediatric as well as neuromuscular. There is hope so; don't give up! If you beat your sickness then, celebrate the good health. For information about, please visit the Website today. 

Tuesday, November 13, 2012

Plastic and Spin Welding

I was watching a Filipino Channel and it was a game show where some of their entertainers visit to some places. It is their way of reaching out to their viewers. They will have games and participants are required to bring plastic bottles. I was wondering why they did that and later on, they showed plastic chairs. The more they collected plastic bottles, the greater number of plastic chairs that they can provide to hinterland schools. It was really impressive.

When they collect those garbage plastic bottles, they actually prevent waste of potentially useful materials. What are these useful materials?  Plastics, plastic bottles, newspapers, glass as well as metal and soda cans. People just throw them away and it goes to the landfill if they don't recycle. By collecting these useful materials, it will reduce air pollution and water pollution for sure. It will not clog the drainage therefore, flooding will be preventive too.

In the US, we segregate our garbage right? We have recycle bins. I was watching a documentary about plastic bottles and what material can be made out of it. A polyester clothing out of garbage, would it be possible? Oh yeah! I saw a video and they shredded the plastic bottles and export it to other countries. There are demands of plastic bottles in the textile industry. I saw how they used heavy machinery to make polyester clothing from the shredded plastic bottles.

Well, without the innovation of this unbelievable machine, plastic bottles are impossible to make clothing. It will take years to make a thread. Machines such as plastic welding and spin welding are innovations that are essential to make the job done fast and easy. The spin welding is used because the frictional heat joins the two parts together. Have you noticed that some plastic container has nice upper part? Spin welding was used to it and you can't tell the difference. The plastic at the top is spun at high speeds against the plastic at the bottom. Innovations are great isn't it?

For more information about this subject, please visit the links above. Enjoy reading!

Church Volunteer

My wife took the time to fill up the Volunteer Form in our church. She really wanted to join the choir so; she signed for it. Back in her Elementary and High School years, she belongs to a church choir and she's an "Alto". She told me that she enjoyed the practice and serving during masses. Her favorite season is during Christmas. She loves carolling and they gave out letters to some parishioners and when they are welcome in the household, they provide an envelope for donation as well as the schedule and they sang Christmas Carols.

When she was in college in Xavier University, she auditioned for the Glee Club and she was in. Though the Glees are not singing in masses, she enjoyed being a member of the group. They traveled to different cities and did series of concerts. On Christmas Season, before the school breaks for the holiday, the Glee Club presents a Christmas Concert in the University. Those are her cherished memories and I can see her eyes twinkle when she shared those happy thoughts to me.

She traveled halfway around the globe and her heart yearn to serve in the church so; she volunteered and I tag along. Actually, for Tuesdays, we both volunteered to help the B-I-N-G-O initiated by the parishioners in the church. 

Oh, we had fun. Two volunteers did not show up today. They told us to sit on the table and sell cards. We were 7 manning the selling of different cards and we were able to adjust and get the flow very quickly. I enjoyed it and we met interesting people. Most of the frequent players knew everyone so; they said ... we are newbies and they welcome us. Next week, we will be there again.

Monday, November 12, 2012

Specialty Bulb Company Inc

Have you been to the dental room or operating room in the hospital? The lamps they used are different. The halogen lamp, CFL, and LED are common lamps in the household. In medical and dental facilities, they are using scientific lighting called Deuterium Lamps. 

Most of us are familiar with CFL or Compact Fluorescent Lamps and we are using CFL lamp because it is energy efficient and cost-effective. There are other types of lamps such as sealed beam lamps, aviation lamps, railroad and railway lamps, ultraviolet lamps and many more.


Two Weeks After Hurricane Sandy

Florida is just lucky that Hurricane Sandy passes away from our state. Despite all that, our shoreline experienced the harsh blow of giant waves ... up to 12 ft high. We went to Mai Tiki Bar located at the end part (800 ft) of Cocoa Beach Pier just to witness the big waves as reported in the local news channel. We went all the way at the back of Mai Tiki Bar and as the waves slammed the pillars beneath the Pier, I could feel the place we stood at shaking. We stayed for 20 minutes and we were about more than 15 at the bar. It was raining when we left Mai Tai. Storm Sandy was nowhere near us. It was indeed a monstrous storm. 

We live 5 minutes away from Indian River and about 25 minutes away from the shoreline of Atlantic. If there is a storm like Sandy in the future, we will evacuate for sure. It's been 2 weeks since Sandy hit Staten Island New York and up to today, thousands still in the dark and no power. I pray that God will give them strength to hurdle this unfortunate event. I also hope that the local officials and the government will speed up the HELP that these people need.

Sunday, October 28, 2012

Luxury Car Seat Covers

I have a friend who loves sheepskin products. In fact, she had a huge sheepskin rugs in her bedroom and her living room. She also had accent pillows scattered in the house made of sheepskin. Don't get me wrong but, she loves animals. She just can't contain herself for having sheepskin products.

I admit, the sheepskin rug in the living room is so elegant. The sheepskin accessory makes the room inviting and warm. I like it alright but, I can't have it in the house because my wife is allergic to it. One time, I bought a luxury car seat covers made of sheepskin. My wife was sick the whole time of our road trip. That's when we knew that she is allergic to it.

When we visit our friend's house, we stay outdoors most of the time. My wife will start sneezing and have these misty eyes when we were at the living room.

Monday, October 22, 2012

Data Storage System

If there is such a thing as production of data storage devices, Nexsan is one of the leaders in this aspect. It provides a flexible storage of digital data, it is used for archiving as well as cloud data such as digital media. There is always risks in the online world. One wrong touch of a key will become a disaster if you are not careful. But, even if we take extra precaution, untoward blems can happen anytime. To counter such critical incident, we should have a storage device. When you need a data storage system, Nexsan is here to help out.

Sunday, October 21, 2012

Newman's Own Organics: Company Founded by Paul Newman

My wife was busy with her blogging activities and just this week she told me that she was expecting at least 9 packages from the mail. I asked what she ordered but she told me all packages are all given for FREE. At first, I don't believe it but sure enough, every day there are 2 or more packages arrived via USPS and goodness, they are heavy. When products arrived, my wife lets me to open it, LOL.
Take a look at these products sent by , plenty isn't it? My family and friends knew me that I am a cookie monster and chocolate lover. I am having a fiesta right now because because these chocolate chip cookies are all mine LOL. My wife does not have a sweet tooth so; these goodies will last me for months.

In behalf of my wife, I am so thankful to Newman's Own Organics for sharing these oh-so-good, delicious and healthy goodies. You are so generous and I was in great awe up to now. I am a happy man and with all these goodies, I feel that I am a child again. "Great Tasting Products That Happen to Be Organic" it is indeed true.  Your products are delicious man and I love the organic pretzels, cookies, dark chocolate bars, peppermint cups, and plums dried fruit. Would I recommend this product? Of course! Click the link and order now. Enjoy eating.

Saturday, October 20, 2012

Landscape Lighting Installation

I was driving the neighborhood early this morning when I saw some workers on the vacant property at the corner. The workers were installing artificial grass at the backyard. I like that property because it was located near the entrance. It was vacant for 4 months and I guess, someone bought it for they repaint the whole place and landscapers were busy doing their job.

The option of having an artificial grass is best for people who are always on the go and have no time for gardening and watering the grass. They installed like a Bermuda grass type. I actually saw that in one of the home show on TV. It was actually neat. It is cost-efficient, no hassle and can last as long as you want it. If you are looking for a landscaper who can install this amazing gardening innovation, visit the link above. I am sure you will have a good idea how they install it.

You probably have a big yard space in both front and back right? If you are searching for someone who does landscape lighting installation, I can refer you to System Pavers Company. This company provides services that will enhance the curb appeal of your property and make sure that what they enhanced will add value to your property. That should be the case right?

When we splurge a space in the house, we are aiming to add value to our home. The landscape lighting is important mainly for security reasons as well as aesthetic impact. If we have parties at night, the lighting fixtures will add the charm and we will enjoy our poolside space and patio area more than ever. For whatever projects you may have such as adding additional paving stones and patio pavers or installing artificial grass and landscape lighting installation, you can always contact the links above. Please visit the Website today.


Tuesday, October 16, 2012

The Chemical and Other Related Industries

Just few days ago, I was reading about chemical mergers and acquisitions of certain chemical industry. I forgot which country that was. I am not really a big fan of this vague subject. Don’t get me wrong though. It is not that this subject is not important which in fact; it is because chemical industry comprises the companies that produce industrial chemicals.

Obviously, it is vital to the modern world economy. It is just too vague for me and I applaud the skilled and genius minds who engage in this type of work and business. I cannot imagine the sophisticated process of converting raw materials such as oil, natural gas, air, water, metals, and minerals into thousands of different products. That's pretty amazing don't you think?

The chemical and related industries indeed present a unique set of technical and operational issues. I was able to browse a Website and learned that The Valence Group is one company that is qualified to advice on this subject with regards to the following: Environmental Liabilities, Operational Carve-outs, Ongoing Supply Agreements, Off-Take Agreements and Site Operating Agreement. Each component is laid out perfectly and they know that they are capable to provide these services.

Are you curious to know if this company has the expertise on chemical advisory and if they know anything about a chemical investment bank? Visit the Website today and you will be pleased to know about their services. Check them out now.

Monday, October 8, 2012

The Impressive Scion FR-S

I am familiar with Toyota's Sports 800, 2000 GT and Corolla GTS in fact; we have it in the garage where I was working. The performance of these fast cars is impressive. In 1965, the first production of sports car by Toyota was Toyota Sports 800. The engine was sufficient to power at 70 km/h or 45 mph around town but, on a race track it was up to 160 km/h or 100 mph. In my generation, it was so popular. Then, the next generation of sports car the 2000 GT in 1967 which is capable of reaching 217 km/h or 135 mph. While the Corolla GTS has 112 horsepower (84 kW) @ 6600 rpm, Torque is 97 ft lbf (132 N•m) @ 4800 rpm and now, it is getting better with Scion FR-S which has 200 hp and 151 LBs Torque. Check out the info graphic posted here and see how it evolved from the older Toyota models. The All new Scion FR-S
Brought to you by the all new Scion FR-S

Saturday, October 6, 2012

Zenni Optical Eyeglasses

Are you tired of spending so much money for a pair of eyeglasses? There is a solution to that according to Eric Hammer from Brooklyn Liberal Examiner. I read his article about zenni optical and he is a satisfied customer.
He stated in his review article about affordable eyeglasses can be a great solution to save money. Zenni Optical uses the latest modern materials to manufacture and market their products. Their prices are affordable because their products are sold directly from their factories.
The prices of their eyeglasses are just right on the budget. You may check it out today and you will be amazed that you can own quality eyeglasses at affordable price. They do not advertise their products and rely on their satisfied customers to spread the good news.
In the review, the author made mentioned that Zenni sells full prescription eyeglasses starting at $8 a pair. It is indeed affordable and the quality is incredible because the author is a customer of Zenni for eight years.
This company provides fashionable and stylish products so; anyone will not go off fashion. If you are looking for high quality glasses, durable, stylish and fashionable then, visit Zenni Optical now.

Thursday, October 4, 2012

Online Store for Corporate Awards

Are you planning to give the deserving employees in your company a boost in their career? Give them the Crystal Awards.

If you have an event coming up and wanted to give out Employee Service Awards, check out Able Trophies for they are North America's premier provider of corporate awards as well as employee awards. Employees need to be given recognition for the service they rendered to the company. It is just right to acknowledge them by giving those deserving employees the awards due to them.

You can even give personalized gifts and there are so many to choose from. Do not look anywhere else but, this Website. Do not settle for the ordinary tradition of handing out certificates. Make the event worth remembering and most of all, make the award worth keeping for.

When you visit the Website, you can have so many choices and for me, I like the crystal cup trophies, figurines, 3D laser crystal and monograms. They are elegant and if you choose these awards, your company somehow lift a notch higher. When you celebrate success in the company, your employees need the recognition as well. Give them the award and memories that they can cherish for the rest of their lives. Visit the link above and for sure, this online store is the company that you are looking for.

Sunday, September 30, 2012

Beautiful Bathroom Lights

My wife has her own private bathroom in the house. That was her request when we were planning to buy a new property. She got what she asked for and she calls it her personal bathroom oasis.
About 5 months ago, we bought a charming house. The house is outdated so; we did some minor upgrades and totally splurge the kitchen. We gutted all the out dated lighting fixtures and ceiling fans. They were all dingy and probably been there in two decades. We bought a contemporary lighting fixtures with a clean design and sophisticated look.

When it comes to the selection of appliances and type of home furnishings, my wife and I did not clash as to what design or color scheme. We both like earth colors as well as the contemporary clean look of steel accents. In fact; when we look at the products of Waterworks online, we pick up the same design of lighting fixture. We like the bathroom light shown on the photo above. I was reading the information provided by Waterworks and I can tell that their bathroom lights are quality made with unique designs.

This company exceed my expectation on home furnishing products. Their selections of premium brand lighting fixtures are elegant. How I wish we have Waterworks nearby. Anyway, we are eyeing on this product. I bet my wife would sneak and buy this item online.

Tuesday, September 25, 2012

Relying on Naturopathic Medicine to Cure Sickness

When we wake up each day and we enjoyed watching the sunrise; that is a blessing. I believe that life is more meaningful when we get to enjoy the nature, expressing each moment with love and affection to our family and we can do all that when we are healthy. Everything is possible and happiness will just flow in smoothly when no one is sick. That is why; we need to be thankful to our creator for the gift of good health, the source of a happy life.

No matter how careful we are, there are factors that affect us. We are vulnerable with sickness and when one of our love one gets chronic illness, our way of life will change dramatically. We do what we can to improve the health of our love one by sending her regularly to the doctor. Some people do the extreme and seek for medicinal plants provided by a witch doctor.

In modern medical approach combined with standard medical diagnostics, naturopath is embraced by many. The naturopathic medicine is a great alternative way to combat the root cause of acute illness. The treatment is non-invasive and applies a holistic approach. Their treatment includes botanical medicine, diet and lifestyle changes. Nutrition is very important and I also heard that they are opposed of vaccines. If you have tried acupuncture and did try the traditional Chinese Medicine, it is under the naturopathic medicine category.
As long as the sickly person will be cured, there is no harm if people rely on naturopathic medicine. After all, the approach of botanical medicine is a good thing.

Monday, September 24, 2012

Appliance Warranties: Walmart Lawnmower Warranty Failed to Deliver

When you purchase an appliance at one of the major stores such as Sears, HH Gregg, or Walmart, you will undoubtedly be asked to buy an extended warranty.
I have no problem with purchasing an extended warranty because most of them are not that expensive and could be a good deal in the long run. What you must do is research a little and see the record of how the company stands by its warranties.
For example, I purchased a 50 inch television in HH Gregg, and in about a year I had a problem with it. The company along with the warranty company work together and in a short period of time replace my TV with a new one.
In Walmart, my experience was just the opposite. I purchased a lawnmower and in less than three months, I had major problems with it. I contacted the store manager and he could have cared less. He said to take it to the warranty company. So; you must be very careful if the company backs up the warranty, it's a good thing. If they don't care such as WALMART, you will be in the mercy of the warranty company. It took me more than a week to contact them but, they told me to go find a company to fix it. With all the hassle? I won't be buying a lawnmower at Walmart! It's not worth all the hassle.
Do yourself a favor and research the companies before you make a major purchase. This could save you a lot of stress and money.
As for me? My lawnmower is still in the shop for almost three weeks now. It means, I did hire a lawn guy to trim the grass for $90. That Sucks!

Saturday, September 22, 2012

Use Solar Panels

I heard about this company few months back and they are reputable in the area. If you are planning to take extra tax credit from using energy efficient appliances, heating and cooling system as well as windows and home lighting then; add the solar panels and hire Baker Electric Solar Company to install it. This company is all about solar energy and they have skilled technicians that do proper installations. This company offers custom solutions for home and office properties. Why use solar panels?  The answer is simple; to save more money because using solar energy is cost-efficient.

The more you use energy efficient products, the more savings you got! And, using solar panels will lower the utility bills. The use of solar panels means getting infinite energy from the sun which is 100% totally free as long as the weather is good and the sunshine is not block. When you have solar panels, you are using solar energy which generates electricity without producing greenhouse gas emissions.

If you care about the environment, having solar panels in your property is a good thing because you are not contributing harmful effects to the environment. It may be costly to install but, the benefits are infinite; it does not produce air pollution and it will definitely lower your monthly utility bills.

Wednesday, September 19, 2012

The Good Benefit of Drinking Wine

As what I heard from friends, moderate consumption of wine has a positive health benefit. They are referring to red wine which gives a heart-healthy effect to the body. According to the study, there is an antioxidant compound in red wine which aids for good health. Let us all examine the info-graphic below to better understand how wine is such beneficial to our health.  
Drink to Your Health infographic from ONEHOPE Wine
Presented By ONEHOPE Wine Online Fifty Percent of Profits Go To Charity

Sunday, September 16, 2012

Investing in Gold is a Security Blanket

Throughout the history, gold is used as money. It became the standard for currency as we read through the stories in the olden days of civilization. Gold is a precious metal and it is the most popular as an investment these days. In my readings, I gathered that people invest in gold to protect their wealth and asset against war; inflation; currency crisis; economic difficulty as well as political and social unrest.

According to a study, gold behaves like a currency than a commodity. Isn’t it obvious? Investing in American gold coins is a common way of owning gold. Depending on rarity and condition, it is priced mainly by supply and demand.

The American Gold Eagle coins are the official gold bullion coin of the United States and it is authorized under the Gold Bullion Coin Act of 1985. In 1986, American Gold eagle coin was first released by the United States Mint.

As what I gathered from my reading, the market value of the coins is about equal to the market value of their gold content and it is interesting to note that, it’s not about on their face value. If you plan to invest in gold coins, please remember that the United States Mint has a proof version for coin collectors and are produced at the West Point Mint in West Point, New York with the mint's mark ("W") just below the date. You should take note on that.

In Canada, some people invest in Canadian Silver Maple Leaf which is a silver bullion coin. It is issued every year by Canadian Government. It has been minted by the Royal Canadian Mint (R.C.M.) for more than 2 decades ago. The face value of the 1 oz coin is 5 Canadian dollars which is the highest among international silver bullion coins. Its purity is being rated as excellent.

One of the most popular Gold bullion coin in the US is 1 oz gold american eagle and if you check out how it looks like, you will appreciate its gorgeous beauty. Now, are you planning for invest in Gold? Visit the Website today for more information about investing in gold.

Discover Something You by Havertys Furniture Home Store

This post brought to you by Havertys Furniture. All opinions are 100% mine.

My wife and I get along well as to the color elements, design style, fabric preference and type of furniture for our home. We just bought a new place just 5 months ago and we are still in the process of buying furniture's for the extra bedroom and living room. We both love earth colors since this color scheme is elegant and sophisticated in nature. Check out the elements that I personally picked out from the Website of Havertys Furniture Home Store.

I like the elegant crown molding of the entertainment center. I have a 50” flat screen TV and I am certain that it will look good on the TV compartment.  This is made of cathedral cherry with fancy–face veneers and the light distressing from the top center adds the elegance, don’t you think?

When there is a big party, sectional always captures attention. I picked 3 sectional designs because these furniture’s are perfect complement for the entertainment center.  Each piece is enhanced by contrast stitching and opulent leather/vinyl match upholstery. For lounging, I prefer the power recliner. I can watch football games in comfort in this reclining chair in just a push of a button.
My wife loves to window shop and I tagged along with her most of the time which I do not mind. After all, I wanted to finish my Man Cave. Her favorite home store is Havertys Furniture and it is only 5 miles away from our place.

Havertys: Discover Something You has design Inspiration Sessions for everyone. I was thrilled to know that last Sept 15, Now Showing is the Entertainment Space Design. For optimum comfort and relaxed TV viewing, Havertys suggested the reclining sectionals and sofas either in power or manual operations. Their MADDUX SOFA reclines at the push of a button to infinite angles. Top-grain leather seats with luggage stitching add a luxurious and sporty touch. I couldn't agree for more.

Try to check out more of the Inspirations Sessions at Havertys on Oct 13 for Seasonal Escapes which is designing for seasons; Nov. 10 is Winter Color and it is all about designing to incorporate winter colors; and Dec.1 is for Finishing Touches, making that room complete. Visit Havertys in your area and I am sure, you will enjoy your shopping moments.
Visit Sponsor's Site

Friday, September 14, 2012

Get Your Budgeting Software at Outright

Every member of the family should learn the importance of budgeting. Those who know their monthly living costs can control their expenditures. In a small business, budgeting is equally important for survival. After all, it is planning on the finances. It allocates for expenses, debt repayment, payroll, and etcetera. There are several tools available for budgeting. They must know the cash flow, how much asset they have, how much they owe, what bills to pay and more. If they track every little transaction, their business will surely progress.

Budgeting is hard especially when you are not used to doing it. Spending is easy when you disregard planning and budgeting. There is a potential that your business will go down and bankrupt if you don't budget. There is a handy tool that will help you in your business budgeting. You do not need a spreadsheet to manually put all the data of your finances. The software will do the trick for your business consolidation of finances. Get the budgeting software at and everything will be in its place. It will sort and categorize every transaction of your business. The software will sort all your business income, expenses and synchronize everything for you. You should purchase it! For more information about the software, visit the Website now.

Travel Insurance

When traveling, especially international travel it is to your benefit to have a travel insurance policy.

When on a journey you never know what might befall you . You could be struck down by some type of virus be involved in an automobile accident or just slip and fall. We do not know the future.

Travel insurance is really not that expensive. For example, you can purchase a policy from American Express for as little as $110 a year. If you are injured in a foreign country the insurance will even pay for a medical flight back, which if it had to come out of your pocket is extremely expensive. The coverage on this policy will kick in when you are 150 miles from your home. So it is good domestically as well as internationally. If you are planning a trip in the near future research travel insurance it could save you a lot of money and give you peace of mind.

Thursday, September 13, 2012

Burial Insurance

No one really thinks about dying, but it is a fact that we all are going to you can't leave this world alive.

The benefits of burial insurance is you will not leave your loved ones with a large funeral bill that could reach up to $10,000. Many people don't have this money and could be in debt for your funeral expenses for many years after you pass.

When you have burial insurance, you are providing financial security for your loved one. Many policies will cover such items as the casket outer vault minister, music, and headstone, cemetery plot, also the embalming process. You must research the different policies. Some will even cover doctor bills, legal fees, debt, and probate. Most policies range from a low of $4000 to a high of $60,000, depending on what services you have ordered.

One way you can estimate the cost add up all your debt and other expenses that will be transferred to your family after your death, and add $10,000. This way you will know there is enough money provided for your family. You can research different burial life insurance companies on the Internet for the best possible policy.

Wednesday, September 12, 2012


There are many different types of visas you can obtain to enter the United States. If you are traveling from Europe you more than likely will not need a visa. You can check with the US State Department website to see if you fall into this category.

If you are coming from Asian countries and the Middle East you will need a visa. There are different types of visas you can apply for the most common is a tourist visa , which will allow you to remain in the United States for up to six months. There are student visas and business visas . They require additional information as to what you will be doing in the United States a means of support while here and a residence address. You can go online to the State Department website and they will explain what requirements you will need for each type of visa.

Tuesday, September 11, 2012


On this day 11 years ago we can all remember where we were when Islamic terrorists brought down the twin towers in New York City.

This is not a day for politicians to make their speeches , but more of a day to reflect and remember the almost 3000 people who lost their lives. It is a day to reaffirm our belief in our country and show the rest of the world what we are made of. On this day we should pray for the souls of the people who lost their lives and their families. We are the greatest country on the face of the earth and will never be brought down by the evil that raised its head on 9/11.

Friday, September 7, 2012

Beat The Smoking Habit

When I was a teenager, I had that moment when peer pressure plays a vital part of growing up. They encouraged me to smoke for me to belong in the group. I tried one cigarette but halfway of smoking, I do not like the taste and I don't feel any satisfaction from it. I told them my biggest "NO" and I was so glad I did stand on my conviction. I never did smoke after that one incident.

For many years, I have seen friends died ahead of me with lung cancers. What a waste of life right? At a young age they perished and when did it start? It probably starts with peer pressure and they chose to like it so; they become addicted to smoking. Beating smoking is hard when you smoke for years. I have friends who sweat a lot or feel uneasy when they stop themselves from smoking. They wanted to quit but, it is hard when it is already in their system and they are addicted to it.

Smoking is not healthy. Smoking can kill you. But, if you are willing to quit smoking, you can find a way out. Check out to learn how. Join a smoking cessation study and find a group that understands what you have been through. Before it is too late, beating a smoking addiction in your life should be a priority. Stop smoking now!

Chinese Chicken /Walmart

Would you eat chicken imported from China? Most Americans would answer this question with no. None of the major food chain restaurant import any chicken from China.

If you research on the Internet you will see the reason why. The sanitary condition in the country of China are very different from the United States. There are really not any safety or sanitary condition enforced on the suppliers of chicken. The chicken processing plants in China are the filthiest places on earth. The dead chicken are thrown on the floor next to rotting corpses of other chickens. You must be careful about buying chicken products marked made in Canada . The chicken is shipped there and processed. The major buyer of Chinese chicken is Walmart. They could care less how it is process their profit margin is all that matters. So if you shop at Walmart be very careful you could be putting your health at risk.

Tuesday, September 4, 2012

Unreliable Walmart Warranty

When purchasing an item at Walmart that needs a warranty you must be very careful. Why you might ask? The reason is that Walmart will not stand by it's warranty.

Just to give you a simple case: We purchased a lawnmower with the two year warranty and after three months; it broke down. The warranty provider told us to bring the mower to a place to have it repaired. Okay, I got the patience to that so; we called them and we were informed that it would be at least three weeks before they could repair it.

Next step I did was calling Walmart to see if anything could be done to help us. The manager told us he could not help us and we would have to deal with the warranty company. Even though Walmart sold us the warranty? This is a disgrace! It did not matter so; we are at the mercy of the warranty company and the repair shop.

I would recommend never purchase any large items from Walmart and you will be better off buying from another company like Home Depot or Lowe's. You may pay a little more but will not be rip off by the shysters' at Walmart.

Let them keep their inferior products! Buy in other stores and save yourself a lot of stress.

Saturday, September 1, 2012

Employment Lawyers

How do we provide for our family? We give them a comfortable shelter, healthy food and necessary clothing which are the essential needs of family. We are able to provide these necessities because we are employed.

Since we rely on our employment, we work hard and strive to do better. We learn to work harmoniously with our co-worker, respect our employer and basically, do the right job. When we love our family, we wanted to do better so; we strive for promotion. When we are promoted, it would mean, higher salary grade. That would also imply more financial freedom to spend for the family.

But, what if wrongful dismissal is laid out in the table? What would you do? That's the time that you need employment lawyers. You need to fight your right! At stake is the future of your family so; when the company kicks you out with no reason at all, you need to defend yourself.

Most of the time, we love our work and it is painful for us to leave it behind. That is why we need to fight back and seek that justice we deserve to have. Hire a reputable lawyer who are expert in employment laws.

Sunday, August 26, 2012

Insulated Concrete Forms

I always prefer concrete houses for they are made to last longer and safer in a storm especially during hurricane season. The exterior walls of a concrete home are more durable than the engineered wood frame home construction. Our home is made of concrete and it does have a superior sound proofing in fact, I can't tell if it is raining outside unless if I look out thru the window. Not only that, concrete homes are fireproof and moisture resistant.

Termites are a hassle to homeowners and it can drain the bank. Concrete homes have better protection from termite invasion. Some experience builders prefer wood frame homes for they are energy efficient since they have deep wall cavities for any kind of insulation. With the ICF Building Systems, concrete homes deliver high performance structures as well as energy efficient green building and it's all because of Durisol ICF. ICF is cement bonded wood fiber and it is environmentally energy efficient because it is 100% recycled, safer and structurally secure.

For all those reasons, I rest my home preference. If you are curious about Durisol then, you should visit the Website to see the homes and buildings which are made of Insulated Concrete Forms. I tell you right now that they all look gorgeous. Check it out yourself.

Saturday, August 25, 2012

Basement Developers in Calgary

I don't remember living in a house with a basement. When I was growing up, my friends and I would categorize basements as creepy and dark so; anything negative can happen in it. Well, gone are those days of basement horror and neglect! We are in the generation of innovation where home design does not end in the bedroom, bathroom or living room.

I have seen home designers on TV who were working on a project that provides the curb appeal of the home as well as building an enchanting backyard to the lucky recipient. The work was hard but I think, renovating the basement is the hardest.

If you have an ancestral house and you wanted to splurge your basement; more issues are likely to arise such as spending more on electrical, plumbing, heating as well as the foundation of the house. If you plan a basement DIY project, I suggest that you should think twice.

You should hire a professional who are expert, knowledgeable and bonded. Make sure that they are building code compliant and they listen to the client's need.

Friday, August 24, 2012

Lottery Scams

Have you ever gotten an e-mail saying that you one and overseas lottery worth millions of dollars. Doesn't that sound great. Only problem is this is a scam.

They will inform you all the winner has to do is to supply his bank account number and pay some upfront fees , such as taxes on the substantial winnings. If it sounds too good to be true then it is.

Here are a few tips to look for to recognize a scam. You will be at informed there is a deadline to claim your winnings so you must act quickly. Legitimate lotteries do not have advance fees to pay before you claim your prize. If asked for your personal information do not give it or you will be the victim of identity theft. Never send any upfront money legitimate lotteries never require this. Do not respond or have communications with the operators of the scam. Some of the countries that the scans are originating in are Spain, South African, and Nigeria. . It is said there is a sucker born every day don't be one and fall for these scams

Thursday, August 23, 2012

Gazebo and Patio Project

We bought a new gazebo last week and my wife, who is more inclined to assemble such complicated parts of a gazebo finished it in an hour and a half. I admit, I am not a handy man but, she is. I was with her the whole time holding the post and she commended that I was a good assistant. It boosts my ego and in all honesty, we put it up together successfully. After we were done, we look at the gazebo and we both agreed that there's something lacking in it. We need to build patio flooring's in it. The net on four sides would be useless with the grass because the bugs are hiding underneath the grasses.

We wanted to hire a pro but, they gave us a ridiculous price for a 12x12 patio flooring job. The solution was, we did a DIY project and so far, we are almost done. My wife told me that she will find ways on how to accessorize our gazebo area. I have a friend who was joking to give me his worn out patio chair and table. I was considering the offer but there was no one here that I can hire to do the patio chair repair.

I could have saved a lot if we have Patio Guys in the area. I learn that this company has highly trained team for patio furniture refinishing. They are expert in fixing badly damage furniture. They can refinish patio furniture which is worn out and faded. If customers hire them to do something with a mis-matched patio furniture, Patio Guys can deliver the good result. They will refinish each item to look like a new one. They use all types of colors which the customer prefers to have in their patio. If the customers have certain preference of the fabric and materials, Patio Guys will deliver.

It will be a custom design according to the customer's standard of preference. After all, customer satisfaction is their number one priority. As for our patio project, we are almost done and I can't wait to use our gazebo in the evening.

Wednesday, August 22, 2012

State Department Travel Warnings

The US State Department usually issues travel warnings for certain countries that are in turmoil and when the American citizens are at risk.

Travel warnings are issued when a country has conditions that are dangerous or the government is unstable. This will prompt the State Department to recommend that Americans should avoid traveling to that particular country. If you are unsure of the peace and order of the country you wished to visit, you may check with the State Department website for the list of countries which they have issued travel warnings.

The State Department offers a range of security seminars which are designed to meet the needs of US government employees together with their family members as well as private organizations. The seminars are designed to raise the awareness of those traveling overseas by helping them to identify certain risk for they are vulnerable to terrorist or criminals.

Some people ignore the warnings and that could be a foolish mistake.

Saturday, August 18, 2012

Bank Statement

When your bank statement arrives in the mail, it is very important that you go over it with a fine tooth comb.

I checked my bank statement daily through my online banking but, when my statement arrived in the mail the other day, I went through it and to my surprise, I was being charged $18 a month for having a checking account.

I immediately call and informed the bank. At this point I was ready to close my account and look for a bank with free checking. The bank employee told me that they would enroll me in a free checking account and refund my $18 so; I maintain the account with them.

You must check your account constantly to make sure you are not being overcharged for services and prevent unfavorable charges.

Friday, August 17, 2012

Debt Collectors Harassing Phone Calls

If you have ever been called by a debt collector on the phone you know, they are the most rude and arrogant people on the planet.

Recently, it has been reported that there is a scam going on where a debt collector will call you on the phone and threaten you with all types of legal action if you do not send them money. Number one, you never give any payment over the phone to a debt collector as they will clean out your bank account. If they threatened you to jail time, this is not true as there is no one put in prison in the United States just because of debt.

When you encounter one of these people on the phone simply tell them to send you a letter outlining your debt. Never give them your bank account number or Social Security number over the phone.

Another trick you can use when they say you are being recorded tell them just a minute while you turn your recorder on also and many times they will hang up immediately.

Bill collectors can call you between the hours of eight o'clock in the morning to five o'clock in the evening Monday through Saturday. They may not call you at your place of work if you request them not to. If you feel you being unduly harassed, there are state agencies you can report the abuse. When you owe money, you pay it but, they can't threatened you because you are unable to pay at certain time. YOU HAVE RIGHTS you know.

Saturday, August 11, 2012

The Executor or Executrix

If you have made a will and appointed a representative to carry out your last wishes they are called an executor for male and an executrix for female.

If you have not appointed a representative in your will, the person delegated the responsibility will be called an administrator. When appointing an executor, make sure that you trust the person as they will be carrying out your last will and testament.

The executor will make decisions in the best interest of your estate. As there is a lot of paper work and administrative duties connected to this responsibility, the executor may be paid a fee for handling your last request.

You should choose someone who is organized and accustomed to dealing with a lot of paper work such as death certificate, insurance policies and bank accounts. Before selecting someone for this responsibility, make a wise judgement.

Friday, August 10, 2012

Buy One Get One at 50% Discount at Famous Footwear

This is a Sponsored post written by me on behalf of Famous Footwear. All opinions are 100% mine.

It Is back-to-school time, children must be excited. This brings joy to many parents as well for they can have a little time for themselves when kids are at school. Are you done shopping for back-to-school needs yet? If you are not then, shop at Famous Fooywear in your area. If you are shopping for new shoes for your children,  there are great deals at Famous Footwear stores.


You will get prices that will fit your budget and if you check out this link BOGO + 15% off Famous Footwear Coupon, you can print it and use it at the store. You will have the ease and convenience at shopping in their store because finding the shoes is easy for they are well-laid-out.

You can save 15% off when you use the coupon but, if you join the Rewards Program which is free, you can save even more. Take advantage of the 20% off by being a member of the rewards club plus, you will get 1 point for every dollar you spend either online or in-store. With their back to school promotion, BOGO offers a buy one pair of shoe and you will get another pair for half price. You should get the coupon and be reminded that you can only avail and redeem these promos from 8/2 to 8/18.

BOGO + 15% off Famous Footwear Coupon will definitely save you money and your back-to-school shopping experience will be less stressful. You can order  shoes online too and have them ship to your local store for free of charge. With hundreds of brand-name and many different styles of shoes, you can be assured of finding the shoes you like at  Famous Footwear. If it is not available in store, they will get it for you and ship it to your home address. How convenient is that right? Check it out now.

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Monday, August 6, 2012

Extended Warranty

Extended warranties is it a good idea to purchase an extended warranty when buying appliances, or an automobile? The choice is really up to you but I will point out some disadvantages of the extended warranty.

You should read carefully the terms of the warranty and what it covers , and how long most products will not break down or have problems in the first year or so make sure your extended warranty covers the period when wear and tear on the product truly takes effect. Be sure to check how much the deductible you will have to pay before the warranty goes into effect, you must read the contract carefully. There may be exceptions to the repair or replacement provided. There could be certain parts that are not covered under the warranty that could be expensive. There could be situations in which the warranty is void such as dropping the product or water damage . If you are dealing with electronics. Be sure to check the terms of how many times you can use the extended warranty. There could be limitations. Do your research before signing on the dotted line for an extended warranty . This could save you a lot of stress and grief.

Tuesday, July 31, 2012

Medical Power of Attorney

What is a medical power of attorney? This is a power of attorney that is signed by a competent adult that puts medical decisions in the hands of a trusted person that will make health decisions on your behalf and in your best interest.

When does the medical power of attorney go into effect and when is it terminated? This power of attorney goes into effect immediately when you sign it. It will stay in effect indefinitely unless the person signing it terminates the power of attorney or it has a date of termination.

The person designated to act on your behalf on the medical power of attorney is known as the agent. The agent can make decisions on your health if your doctor determines you are incompetent to make any decisions . This must be done by a written statement from the doctor . This must be filed in the patients medical records. Decisions on health care may not be a if the principal objects , whether incompetent or not.

In this type of document the principal may limit the agent's decision making authority. It would be in your best interest to consult an attorney to prepare this document.

Sunday, July 29, 2012

Circuit Court Clerk

The circuit court clerk as many duties. They are the chief recording officer of each county and judicial Circuit Court . They are usually elected officials for a term of four years.

They are responsible for receiving recording and indexing deeds and mortgages. The clerk is a safe keeper for all certificates, certified copies of judgment , decree transcript , and many other legal documents brought before the court.

The clerk maintains a register, which has copies of subdivision plats, notice of Federal tax liens municipal tax liens, bail liens , bankruptcy orders and many more legal documents. . So when voting for a person seeking the circuit clerk position you must research that they have the qualifications to deal with the office. . This is a demanding and complicated position.

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Saturday, July 28, 2012

The Affidavit

What is an affidavit? And affidavit is simply a written or printed or declaration of fact made voluntarily under oath.

When you make an affidavit you are sworn before a notary or other authorized official. The person making the affidavit is referred to as the affiant. The affidavit is a statement of given facts giving on beliefs or information.. The affidavit can be used in many circumstances. For example , verification of documents, employment information ,for eligibility, benefits. The affidavit is used in courts as complaints ,disclosures and answers. An attorney, paralegal , or even a Notary Public can help you make an affidavit.

Friday, July 27, 2012

Power of Attorney

What is a power of attorney? This is a legal document delegating authority from one person to another. When making a power of attorney you should be very careful as to who you are granting the authority. The person you delegate as your agent has the power to act on your behalf. You may grant a broad power of attorney or a specified power attorney that would limit the actions of the agent.

What are some of the reasons for issuing a power of attorney ? If you wanted to sell your house or automobile and could not be present you may grant a power of attorney to your agent to do so.. It could also be used allowed someone to conduct your banking business or sign legal documents . That is why it's so important that you appoint someone that you trust to be your agent. You agent can also be known as your "attorney in fact." You may have an attorney draw up a power of attorney, a paralegal, or even a notary.

Friday, July 20, 2012

Mad Dog Killer Loose in Aurora,Colorado

When we woke up this morning, we were greeted with the news that a mad dog killer was loose in Colorado.

Last night many happy people were about to enjoy the debut of the new Batman movie the Rise Of The Dark Knight. Little did they know that evil was about to descend upon them in the form of James Eagan Holmes.

About 20 min into a movie the side exit door was opened and in steps the devil James E Holmes he was dressed all in black. This evil bastard had three guns and some kind of gas grenade he tossed the gas grenades on the movie goers and opened fire at last count he murdered 12 innocent people , including a six year old child and wounded 59 others one was a three month old baby.

While watching the talking heads on the cable news analyze this killer and trying to figure out why he did it. I say to them who cares about him he is a murderer with no remorse let's treat him like one. My first suggestion would be put him in jail with the general population I think that would solve our problem and save us money on a trial it was reported he surrendered like a meek lamb. . I really wish he would have been shot down like a rabid dog the next best thing we can do in this situation is have a quick trial and executed the bastard , and forget about him.

Tuesday, July 17, 2012

Having a New Home

Do you have a new home? I bet you already change your address in the post office right? That's the first thing that you should do. As soon as you move, make sure that you transfer all the utility connections to your name such as Natural Gas, Water, Electricity and Waste Management.

It is a good idea to save all the papers regarding your new home such as contracts, sales receipts, manuals, and home warranty documents. Put them in a safe place which you can remember easy. Make sure you track your moving expenses for tax deductible purposes.

Change your driver's license and vehicle information as soon as possible. Also, make sure that you inform your friends and family about your new address. Familiarize your area and locate where the libraries, community activities, local businesses, hospital, police station, city hall and more. Then, register to vote in your new community.
Lastly, enjoy in your new neighborhood as well as your home.

Brand Name Real Estate

Are you planning to buy a property home in South Carolina? You can't go wrong with this place because South Carolina's beaches are inviting. They have scenic mountains and the people here are known to be warm and welcoming. If you are looking for a real estate company, check out Brand Name Real Estate. This company started having an office in Charleston and presently, it is still doing well in the real estate business. They also have offices in Greenville and Myrtle Beach areas as well as in Columbia and Beaufort.

Their 175 agents are familiar and know South Carolina so well therefore, they can help you find the property that you dreamed to own. They are hardworking and patient to show you around the area until such time that you will buy one property from them.

This company specialized in real estate brokerage and they have plans in expanding to other states. That implies good business and their service is sought after. Brand Name Real Estate is a successful company for they have sold over 100 million dollars in real estate. If you are looking for a company that will guide you in finding your property, check them out now.

The Deposition

What is a deposition ? A deposition is the written testimony of a witness taking out of court, or other hearing proceedings.

A deposition is taken under oath before a notary public or other legally authorized person's . It is intended to be used at the trial or hearing of a civil action or criminal prosecution.. It is generally, a collection of questions provided by either an attorney or judge. The written testimony

or deposition must be signed by the witness and sworn to in the presence of a notary public. The testifying witness is subject to cross-examination by the opposing party.

Friday, July 13, 2012

Cell Phone Lockers

If you own a business selling expensive products such as jewelry, watches and cellphones, you should protect your assets. You cannot just display them without locks. These products are easy target and easy to steal by thieves and con artists.

If you have been shopping in big stores, for sure you noticed that most of the expensive items have their own special place with locks. That way when they are stolen, it cannot be taken out from the store for they have special alarms. Professional con artists and swindlers will not attempt to steal it anyway. They know that stealing products with locks and alarms, slim chances!

For precaution, your store should have it too. If you are looking for cell phone lockers, visit the links provided here. This company is cell phone lockers manufacturer and their prices are guaranteed low and just right on your budget.

Check out the Website and browse on their selections which are available in different colors and styles. You can choose from 2 up to 60 door lockers. Their products are reliable and were made in good quality. For more information, click the links now and do not procrastinate. Get the cell phone locker today.

Foreign Language Documents

If you present a notary with a document that is in a foreign language can he legally notarize it? He can if he is fluent in the language contained in that document.

In most cases, a notary can direct you to a certified translator or an attorney fluid in the language of the document. A notary cannot take the acknowledgment of a person who does not speak English or understand it. There is no prohibition against a person signing a document in a foreign language or symbols provided the document itself is composed entirely in the English language.

Saturday, July 7, 2012

Auth Florence Mail Boxes

I will surely miss the mailbox in our condo. Every day, I was the first person to check the mails after the postman leaves. My condo is located on the first floor of a two-storey building just next to the auth florence mailboxes. If I wanted to, I can watch the mailman as he delivered the mails in each box. When I was at the Florida room or the living room watching TV, I can hear him opening and closing the mailbox doors. I realized that it was a routine for me to get my mails right after the postman walked across the street to deliver another set of mails.

Since we moved to a new neighborhood three months ago, I enjoyed my pedestal mailbox. Most of the mailboxes in our area are nice with beautiful landscape surrounding it. Anyway, we saw a compound complex just few blocks away from our new house. There was a beautiful cluster mailbox and beside it was a bulletin board. The area is actually owned by a couple who have 8 children and each one of them built a good size house thus, their place is remarkably beautiful. They always have a party and full of grand children playing in their private playground. It was fun to look at them from the road. Aside from the fancy mailbox they have, their property has curb appeal that anyone will surely notice.


If your home is being foreclosed on it is not the end of the world. I know people who have lost their home and once on their feet again were able to purchase another one.

One important thing that you must not do if your home is being foreclosed on is to damage it.. Once you have received your foreclosure notice and must vacate the premises . You should take your possessions such as your personal property and leave the premises.

You should never damage the house in a way or take any of the fixtures such as the air conditioner, ceiling fans, light fixtures ,or any of the permanent fixtures that belong to the house.. If you do take any of the items that go with the house or intentionally damage the property in any way you can be held responsible criminally and also end up in court being sued by the lenders. . This would be one of the last things you would want.

Thursday, June 28, 2012

Lockers On Sale

I went to see my doctor today and it took me a while to finish all necessary tests. She was my new appointed doctor since I moved to my new house two months ago. When I went inside the building, I noticed that the waiting area is small. There are only 10 available seats for the patients and for today, we are many so; some really had to stand in one corner. I waited 30 minutes before the doctor called my name. Inside, I also noticed the old rugged lockers. I bet it's been there for years. They should buy a new locker for the employees. It's not that expensive if they can find lockers for sale especially during a holiday sale.

It would be nice if they improve their waiting area by adding more seating for the patients. Also, if they could let somebody haul away their old locker and purchase a new one, that room would look better.

The outside of the building looks amazing because the landscape is fabulous. Inside is just awkward maybe because it was design to entertain few patients in a day. But, when I was there, it was really crowded and uncomfortable because other patients have to wait for the next vacant seat. The space has more room to add a sitting area. I hope the management will realize that.

Tuesday, June 26, 2012

Flood Insurance

Why would I need flood insurance if my city has never been flooded and I do not live in a high risk flood area?

Flooding does not only occur from storms. In some neighborhoods you may have a poor drainage system , which could cause a rapid accumulation of rain fall to fill your streets and overflow into your home. A broken water main could possibly flood your home. These are only a few examples of why you may need flood insurance.

Homes located in a high risk area have a greater chance of suffering from flood damage 26% more than ones that are not. Over a 30 year mortgage your home is more than twice as likely to be damaged by a flood that by fire. Construction in high risk areas are required by law to have flood insurance as a condition for receiving a mortgage from any federally regulated or insured lender. Flood insurance is not that expensive and could save you a lot of money in the long run. . Some rates are as low as $129 a year if you qualify. Contact your home insurer and see if they offer flood insurance if not , I'm sure they can recommend a reputable company.

Saturday, June 23, 2012

Secure Mailbox

Was there a time that you are worried about your mails? You might get worried if you are not at home all the time and someone might be sneaking at your mailbox. It is possible especially if you live in unfavorable neighborhood. So far, my neighborhood is pretty safe and all my mails are all accounted for. If you don't trust your place and doubtful that mails might be missing, report it and buy a secure mailbox.

Put your mind at ease and stop worrying! The best solution is to check out some secure mailboxes residential in mailboxixchange Website. This company has products of over 5,000 mailboxes and there are so many designs to choose from. Do you like a wall mount mailbox with locks? You should visit the link above and start viewing their awesome selections. This company also has a column mount mailbox which the style is truly attractive.

If I need to choose a style, I prefer the column mount mailbox. I can imagine that it would look nice and gives the curb appeal more pleasant to see from the streets. No matter what design you pick, as long as you secure it then, it will end your worries. Visit the Website today, purchase the product and eradicate that worries.

Wednesday, June 20, 2012


Zoning regulations are usually set by the local government. It is not unusual for city and county governments to issue zoning regulations that restrict private land-use.

The main purpose for zoning regulations is to make sure living and working conditions in congested areas is well-regulated.. It prevents the liabilities of one property owner from interfering with the rights of others.

I will give you an example, suppose you have bought a beautiful beachfront home costing a considerable amount of money you can imagine how irritated you would be if someone came along and built a 711 next door to you , or a marina. Zoning is constitutional as long as the regulations are reasonable and benefit the public welfare. . Before building your dream home or business be sure to check on the zoning regulations of your city, county, or state.

Tuesday, June 19, 2012

The Guardianship

What is a Guardianship? A guardianship arises when one person is entrusted by law with the interest of another when they are under age, or have a mental problem which will disqualify them for acting for themselves.

The person that is entrusted is called the Guardian. The individual, whose person or property is entrusted to the Guardian is called ward. The relationship is governed by the court's. It is important when making your last will and testament if you have to choose a Guardian make sure that it is someone in your family or someone you have known for many years that is trustworthy and will look out for the interest of your children just as if you were there.

Friday, June 15, 2012

U.S Naturalization Test

To become a naturalized citizen of the United States you must take the naturalization test. You will have an interview conducted by immigration services. At this interview you will be asked questions about your application and background. You will also be required to take a civic and English test.

The English part of the test has three components reading , writing and speaking. The civics test will cover American history and government topics and your ability to speak English.

The officer conducting your interview will also judge your ability to speak English. You will also be require to read one out of three sentences correctly to demonstrate an ability to read English.. You will be require to write one sentence out of three to determine your ability to write English. On the civics test you will be asked 10 question from a selection of 100. .You must answer six correctly to pass the test. .Immigration service will supply you with the necessary materials to prepare for the test.Good luck.

Wednesday, May 30, 2012

Visitor Visa for the USA

When you are applying a visitor visa to the United States. You must demonstrate that this visa is for a short period of time. Immigration officials view visa applications as a intending immigrant. That is why you must demonstrate that you are for real.

There are certain ways that you could prove you will only be in the country for approximately 90 days or six months. On your application state clearly the purpose of your trip such as for business, pleasure , or medical treatment. Have evidence of funds to cover all costs while you are in the country. Have some type of proof that you will be returning to your home country, such as ownership of a home, employment or a business in your home country. If you can demonstrate these requirements, you should have no problem meeting the necessary requirements for a visitor visa. You can obtain more information by going to the State Department website.

Saturday, May 12, 2012

Are You Qualified to Become a US Citizen

You should meet all the requirements if you want to apply for US Citizenship

US citizen at birth:
1. Born in the United States or certain territories or outlying possessions of the United States; and subject to the jurisdiction of the United States; OR
2. Had a parent or parents who were citizens at the time of your birth (if you were born abroad) and meet other requirements.

US citizen after birth, you must:
1. Apply for “derived” or “acquired” citizenship through parents
2. Apply for naturalization

Taking the Naturalization Test:

Most naturalization applicants are required to take a test on:
English and Civics (U.S. history and government)

The USCIS provides resources to help all the applicants in the preparation. You can also check it out in the USCIS Naturalization Test page and get the study materials from the Citizenship Resource Center.

Members and veterans of the U.S. armed forces and their dependents may be eligible for special naturalization provisions. Check it out in the Citizenship for Military Personnel & Famly Members page of the USCIS website.

If you want to know some information about Dual Citizenship, check it out in US State Department Services Dual Nationality website.

United States of America welcomes immigrants all over the world. USA values the contributions of immigrants who continue to enrich the country and preserve its legacy as a land of freedom and opportunity. So; if you decide to become a U.S. citizen, apply now to become a U.S. citizen. You are expected to show your commitment to the United States and your loyalty to its Constitution. And, you will be rewarded with all the rights and privileges that are part of U.S. citizenship.

Enzyte 24/7

This is a Sponsored post written by me on behalf of Vianda for SocialSpark. All opinions are 100% mine.

These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease. Enzyte products should be taken as part of a healthy lifestyle and individual results may vary.


In 2001, Enzyte male enhancement became available for men consumers who are looking for natural supplement to support erectile function, and heightened arousal and stamina. With the new Enzyte 24/7, it will give continuous and effective support to promote critical blood flow and guard against nutrient deficiencies. Enzyte 24/7 is made from premium blends of natural herbs and extracts which maintain critical blood flow all day and all night.

Taking the Enzyte 24/7 will boost sexual spontaneity; regain male sexual power and confidence. Enzyte 24/7 enhanced erection quality and will have a rock solid result. If you have seen Smiling Bob Enzyte commercial before, you should also check out this new swag video:

I prefer the old video simply because it is hilarious. Do you want to read articles related to men's health and lifestyle concerns? Then, you should visit Enzyte on Facebook and like the page. If you sign up today, you will get $10 coupon off when you buy Enzyte male enhancement.

Visit Sponsor's Site

Friday, May 11, 2012

My Apple iPad2

I have a 16GB iPad2 and I used it everyday because it is very handy and convenient. It has a 9.7-inch (diagonal) LED-back lit glossy wide screen Multi-Touch display with IPS technology. A good size for me. The resolution might be lower than the new iPad but, the 1024-by-768-pixel resolution at 132 pixels per inch works fine with me. It has fingerprint-resistant oleophobic coating and has support for display of multiple languages and characters simultaneously.The coolest stuff is the dual camera. It has a back camera capable of video recording, HD (720p) up to 30 frames per second with audio; still camera with 5x digital zoom. While the front camera: has the same feature: Video recording, VGA up to 30 frames per second with audio; and VGA-quality still camera.When it comes to accessibility, iPad2 has Voice Over screen reader which I use when I listen to the bible instead of reading it. It support for playback of closed-captioned content. Assistive Touch interface for adaptive accessories and has an awesome full-screen zoom magnification. The fonts are large and has white on black display plus, a left and right volume adjustment. So far, I am happy for my iPad 2.

Whitney Farms Organic Plant Food

This is a Sponsored post written by me on behalf of Whitney Farms for SocialSpark. All opinions are 100% mine.

Spring time is garden time for me! Here is the picture of our flower garden when we live with my father in Mississippi. Did you know that almost every other day, my father and I would go to a garden store and buy garden tools and flowers? And, every morning we are out in the garden just mowing the lawn, planting flowers and picking out weeds. I enjoyed that moment with him.


He showed me how to do gardening the right way and of course, taking care of the flowers and vegetables are easier to grow with the help of organic plant food.

Organic Plant Food

He relies on Whitney Farms® product because it has the ingredients that contain beneficial microbes and it is a 100% natural plant food. It has low dust, no manure odor, easy to apply and best of all; it is designed as a protein-based which is needed for the healthy growth of plants and vegetables.

Whitney-Farms-Logo_Banner_New_C.jpg (6 documents, 6 total pages)

Whitney Farms product provides natural plant food that helps the flowers and vegetables thrive healthy. It helps produce happy big flowers and delicious organic vegetables. Do you buy organic food? It is always healthy to eat organic produce because it comes from organic soil with no artificial additives. We enjoyed having an organic tomato from the backyard and it is really rewarding, thanks to Whitney Farms.

For more information, visit the links and try Whitney Farms in your garden.  You can also get the $3 coupon and use it when you purchase Whitney Farms today.

Visit Sponsor's Site

Violence Against Women Act

Did you know that if you came to the United States and were sponsored by your husband, who turned out to be an abuser, you are protected by U.S.Citizenship and Immigration Services.

Under the Violence Against Women Act, a spouse can file an immigrant visa petition for protection. The alleged abuse will not be notified of this action. This petition will allow you to seek safety and protection from your abuser plus independence. Your spouse will not be notified that you have file for this protection also.

There is also help available from the National Domestic Violence Hotline 1 – 800 – 799 – 7233 or 1 – 800- 787 – 3224. Here, you may obtain information about shelters, legal advice and mental health care. They will also assist you on how to file for immigration status you can visit their website National Domestic Violence. You do not have to put with abuse from your spouse there is help for you so; contact one of the numbers listed above.

Wednesday, May 9, 2012

Extend your visit in the USA

You must file an application with the US citizenship and immigration department if you want to extend your visa for a longer stay in the US. This can be done by filing form I-539.

You should make your application at least 45 days in advance from the date your visa would expire.. You can find this date in the lower right-hand corner of your I-94 form that you received when you enter the country.

Am I eligible two extend in my visa? The answer would be yes if you have lawfully entered the United States.

If your visa remains valid. You have not committed any crimes while in the country. . If you have not violated the conditions of your admission. Your passport is valid. During the duration of your stay. For more information you may go to the US citizenship and immigration web site

Thursday, May 3, 2012

Rental Contract

With all the foreclosures of homes in Florida, many people are turning to renting a home. When doing this it is important that you use a reputable real estate agent or company. It has been reported that there are schemers renting homes that they do not own.

You must be very careful when calling a number from a sign placed on the side of the road advertising a home for rent also from social networks such as Craigslist. Some of the signs to look for that you might be getting scammed are the person renting the home does not have an office or a business card or is not affiliated with a legitimate real estate company. They will ask for cash and do not want to take a check.

The way the scam works is the so-called agents have usually broken into a foreclosed home change the locks and have made up a bogus lease with the properties address. Before you give a cash deposit and one month's rent up front be sure to do your homework check out these people through the Better Business Bureau or the local police dept. to see if they are legitimate real estate people. It just takes a little research on your part. This could save you a lot of money and stress. . That is why it is so important when dealing in any matters concerning real estate that you go through a reputable agent or company.

Tuesday, April 24, 2012


When going to the  Department of Motor Vehicles you should  go prepared. Today I went down to renew my tag with the necessary paperwork  driver's licenses, registration and proof of insurance.
You would be surprised how many people show up at the the DMV and really don't have a clue they think if they give their name they can pull all the necessary information  up on the computer. While waiting for my turn in line I was listening to the clerk informing one customer that he had overdue speeding ticket his reply was  I payed them online  it  must have not show up yet wrong answer next. One lady came in but forgot her drivers license next. Another customer an attorney did not have all the necessary paperwork next. So before you make a trip to the DMV to  renew your tag make sure you have all the necessary paperwork or you will hear next.

Wednesday, April 18, 2012

Secure the Future of your Family

We all feel the crisis these days. Family budgeting is really hard especially when only one family member provides for everything. With the economic crisis, I know that all of us are hurting. We feel the need to cut unnecessary expenses but sometimes, some people make the situation worse when they cut the life insurance for the family. That shouldn't be the case and you should avoid the same mistakes from others.

We work hard to provide a good shelter, clothe them well and feed our beloved family. But, what will happen to them if we do not secure their future? In the event of death, they will be left with worrying things which they are not supposed to be doing. We don't want that to happen right? Purchase a life insurance now and insure the future of your family. There are insurance companies out there which you can get a fair insurance quotes for your family. Purchase the family life insurance now so; you won't be sorry when unexpected events happen. Click the link above and check out the term life insurance quotes. You might find the best insurance rates in this site. If it is all about insurance, do not take it for granted. Peace of mind is a sure thing. Purchase the insurance now.

Saturday, April 14, 2012

Home Repair Contract

Before signing a home repair contract you must do your homework. Do some research and make sure your contractor is licensed and bonded by the state and local community.

Before signing your contract read it thoroughly and make sure all the terms and conditions that you agreed to are in it and nothing has been added or taken away. Never pay the full price of the home repair upfront. Put down a reasonable down payment with the remainder of the balance due when the job is finished this is to protect you from unscrupulous contractors.

An example of this recently I had a new air conditioner unit installed in my home the contract detailed exactly what I wanted such as the size of the unit and what extras had to be done to install it I placed a reasonable down payment and paid the balance in full when the job was complete everything went well and the job was finished in three days to my complete satisfaction. This is why it's so important to deal with a reputable contractor. When dealing with this type of contract just use plain common sense you don't have to be a legal genus.

Wednesday, April 4, 2012

Credit Card Fraud

You have worked very hard to build up a good credit rating so you must be very careful to protect it by not becoming a victim of credit card fraud.

Many of these scammers are very cunning so you must always be on your guard to protect yourself here are a few tips that will help you.

When you use your credit card make sure it is returned immediately.

If someone asked you for your credit card number over the phone denied the request.

Never give any financial information by e-mail .

Sign your credit card as soon as you receive it and not write your pin number anywhere on the card. Make sure you shred all paperwork with your credit card numbers.

Never leave any blanks space on a receipt such as one from a restaurant.

Just follow these few rules and it will go a long ways in helping to protect you from credit card fraud .

Stainless Steel Tile

We just bought a house last week and after the closing of the property, my wife and I started planning and prioritizing which part of the house that needs renovation. I must admit that I get excited and overwhelmed with projects to accomplish. It is beautiful that homeowners can decorate and renovate the house in any way we like without asking permission from anybody. We plan to renovate the outdated kitchen so; we started taking the measurement of the kitchen area.

We wanted to purchase the pre-made cabinet because it is convenient and we saw a durable material. We wanted a darker color cabinet but, there's no available material in the store, it is out of stock. So right now, we are scouting the product in online stores and that's where we saw the stainless steel tile back splash.

Adding a back splash in the kitchen renovation is ideal especially when the design and color blends with the appliances and kitchen furniture's. It will add a great look if you use the stainless steel tiles as back splash in your kitchen. If you are looking for a back splash, check out today. This company has wide range of selection with affordable price. I am checking it out myself. Go! Check out the metal tiles today!

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This policy is valid from 20 May 2011. This blog is a personal blog written and edited by me. For questions about this blog, please contact ADMIN in the comment section in any post. This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post may not always be identified as paid or sponsored content. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question. It is the sole responsibility of the reader to weigh the product endorsement as legitimate.