Monday, September 5, 2011

Abusive Debt Collectors

In these days of hard times many people have had to deal with abusive debt collectors. Many companies will turn their unpaid bills over to a third party debt collector. These companies can be very aggressive and abusive. They are working on commission and could care less about the situation you are in.

You will find when dealing with these companies they can be very abusive and use tactics that are actually illegal. There are federal and state laws to prevent this abuse. The federal government has passed the Fair Debt Collection Practices Act to curb much of this abuse. Companies can be fined as much as $1000 for violating this law.

Some samples of aggressive and abusive tactics would be calling you after 9 PM in your home, harassing you at work when told to stop calling, threatening you and using profane language and misrepresenting the amount of money that is owed to them. If you are encountering any of the situation you do have rights as they are breaking the law. You may file complaints with the state and federal agencies. Or you might want to contact an attorney to file a lawsuit for the abuse and seek compensation. Remember you do have rights that cannot be trampled on by these aggressive and abusive companies.

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